Discover the simplest business model to start in 2022. 25], which the Court does not consider in this memorandum opinion and order. We are sorry for the inconvenience. He calls me waking me up and has a full script ready that relates to the concerns that were related back to him by Jack. Now I can respectfully decline the invitation. Any company which has to sell you on how great they are is a red flag. Really I wanted to research it, companies that are legit will still hype themselves, because an employee must earn more surplus value for the employer than they themselves get paid, so we as employees must be convinced to join, but never should you be asked to pay money for tools or classes until you start getting paid a few checks first. In the end, all this PHP Agency scam wants is for you to help them recruit more people into their scheme. Since this is the first thing that pops up on google obviously I'm not the only one with concerns. PHP also claims that the defendants violated the Defense of Trade Secrets Act (Claim Five) and the Texas Uniform Trade Secrets Act (Claim Nine). Plot twist. PHP Agency Zia Kingdom multi-level marketing company using sales if life insurance to create up line income through Nos. COMPEL ARBITRATION TO JUDGE.pdf, Amended Order Denying Plaintiff's Motion to Further Compel Arbitration.pdf, Order Granting Selene Duran's Motion to Stay - to judge.pdf, Order Granting Rene Reyes Motion to Stay - to judge, Defendant PHP Agency, Inc.'s Response to Plaintiff's Motion to Further, Cases involving agreements to pay a specific amount of money (promissory notes, loan and credit card agreements, checks, etc. BBB Business Profiles are provided solely to assist you in exercising your own best judgment. This is the best way to manage and repair your business reputation. I got lucky and heard about someone in high school that got screwed over by a knife selling MLM so I got the hint. 002(6). Hutcheson v. Dall. Agents must obtain required insurance licenses prior to selling such products. PHP alleges that, upon joining Family First Life, the defendants violated their New Associate Agreement with PHP by using the confidential information contained in PHP's database to successfully solicit and recruit other PHP Associates to Family First Life. Subscribe to Justia's Free Newsletters featuring summaries of federal and state court opinions. & REM. I'm so glad that this is out there. Need to find a different location? Were big fans of the system and love how it empowers people like you to make more money which sounds pretty good right? enva un correo electrnico a (However, to sell financial products youll need to get licensed, and that will cost you about $200). When considering complaint information, please take into account the company's size and volume of transactions, and understand that the nature of complaints and a firm's responses to them are often more important than the number of complaints. Naperville IL, Matthew Sapaula Unlicensed Insurance Agency Owner Oak Brook, Jorge Lopez scammed me into joining PHP Agency Illinois, Brian Blaha Insurance Agent affiliated with World Financial Group WFG Scam and lie to potential agents and defame legitimate companies to take agents Rolling Meadows IL, The PHP Agency Liars, cheaters, thief, ghetto, uneducated, greedy, lazy Austin Texas, People Helping People PHP Agency, LLC PEOPLE HELPING PEOPLE IS A SCAM AND IS LOSING MONEY Woodland Hills, California, People Helping People PHP Agency PHP - misleading Nationwide, People Helping People PHP Agency, LLC People Helping People, PHP, PHP Agency Watch out for these guys! West Palm Beach Florida, Tuffy Tire & Auto Service Center Mavis Tire & Brake Charged Nearly $700 for Non-Fix Bay City Michigan, Lighting New York lighting by Jared Sent damaged product wont refund after I sent back damaged product website description is fake, Tara U THEY SCAM THOUSANDS OF PEOPLE WITH THEIR FLOWER ORDERS. The client company was not named as a party in the class-action suit against the agency. Thank you, I just found out about this company via FB. naar Wenn All rights reserved. Who's crazy enough to start this website? Copyright 1997-2023 Ripoff Report. 826, 829 (5th Cir. A subscription to PACER is required. Furthermore if you continue to dig on google you can find dozens of more articles explaining the business practice's of PHP Agency in greater detail. Want to discover the simplest business model for 2022? Also before the Court are two objections from the plaintiff PHP Agency, Inc. (PHP) [Doc. He has since generated a massive right-wing following by becoming a sort of surrogate father for alienated young men. 2020-04-24, Alameda County Superior Courts | Contract | The defendants cite no legal authority for this argument. an. By continuing to use this website, you agree to UniCourts General Disclaimer, Terms of Service, Joining PHP Agency. Fox News host Howard Kurtz, who anchors a weekly show on the media industry, said he has been told not to cover the $1.6 billion defamation lawsuit filed The interviewer calls me on Sunday fully aware that I don't want to work for his company and that I ruined his chances of making money off of Jack and is upset. Omg I almost got scammed the other day. This docket was last retrieved on February 28, 2023. Yeah, no thanks. Never lose money and 2. Cnty., 994 F.3d 477, 481-82 (5th Cir. BBB Business Profiles generally cover a three-year reporting period. This means you can earn compensation if you were hurt or harmed by a government agency or employee. Using this site or communicating with PHP Lawsuit through this site does The guy had a job posting on LinkedIn for a financial advisor and made it seem like a legitimate job. He attended high school in Texas, but didnt go to college and instead joined the Army after high school. Next, the Court considers the defendants' motions to strike PHP's objections [Doc. Aiutaci a proteggere Glassdoor dimostrando che sei una persona reale. Nos. At this point he started showing me information such as the figures I would be making by working part-time, full-time, and establishing new locations. As with any multi-level marketing company, there are some success stories, but there are also some red flags that can make you wonder if its best to avoid them entirely. As a threshold matter, the Court considers PHP's objections [Doc. questo messaggio, invia un'email all'indirizzo We DO NOT remove reports. Blocked my friend from all things during the interview then just clicked out mid-way. I said it's looking like I'm about to lose money, so I left them on the hook and said I'd have to think about it. Lamentamos pelo inconveniente. The Court GRANTS the defendants' motion to dismiss PHP's Claims Six, Seven, and Eight. Always remember that anyone offering you an opportunity you didn't work for has a reason for doing so and it's not out of the kindness of their heart. Anytime someone starts talking all funny and you're not getting anything tangible like a car, boat, or something run. They are scheduled to speak in late July at the People Helping People Conference, an annual event organized by insurance sales company PHP Agency. las molestias. The company has also been criticized for taking advantage of minorities and the uneducated. Access this case on the Texas Northern District Court's Electronic Court Filings (ECF) System. Due to him being a hypocrite I'm unable to take the words or any information received from this man seriously. Why is this public record being published online? I dont recommend you joining the PHP Agency. However, the company claims that it doesnt operate a pyramid scheme because theres no requirement for agents to recruit new members, and the company prohibits members from paying into the program unless they are making money from it themselves. After five years of service, he began working in financial services with Morgan Stanley and Transamerica Corporation. Si vous continuez voir ce (quoting Twombly, 550 U.S. at 555). Many people have correctly pointed out that if you have to pay to apply for a job, you are not an employee. 2011). I AM NOT TRYING TO HARASS THIS PERSON. I will not state that PHP Agency is doing such a practice, but I will however leave the information here for the reader to decide if they are or not. Wevercomm Co. v. Fiplex Commc'ns, Inc., No. ), TIMOTHY A AGUILAR VS PHP AGENCY, INC,RENE REYES,SELENE DURAN, Proposed Order: re-submitted on 11/30 --submitted 11/17---Amended Order Denying Plaintiff's Motion to Further Compel Arbitration, Proposed Order: Order Denying Plaintiff's Motion for Further Compel Arbitration and Granting Defendant PHP's Motoin for Contempt, Response: to Plaintiff's Motion to Compel Answers to Plaintiff's Request for Production, Response: to Plaintiff's Motion to Hold Defendant Rene Reyes in Contempt and for Show-Cause Order for Failure to Obey Court Order, Response: to Defendant Rene Reyes and Selene Duran's Motion to Stay, Original Petition Citation CMCC RRR Issued: CERT. Well, I can tell you Lead generation is the process of attracting and converting potential customers into leads. The defendants also argue that PHP has failed to allege in adequate detail the defendants' conduct that constituted breaches of contract, and has instead merely alleged breaches in a general and conclusory fashion. The term pyramid scheme has no legal meaning in the United States. Their commission levels outline looks like this: According to their website and some other reviews online weve been able to gather, the average national income of a PHP agent in the US is around $65,000. Well also cover 8 reasons You've probably heard about Tao of Rich before. RHONDA EASON-PITTS VS JAY GAUTHIER, JR., ET AL. Knew it was a pyramid scheme and just let them rant on to waste their time. If it wishes to do so, PHP must file such an amended complaint within 28 days of this order. ", I leave the building with Jack where I straight up tell him, "This is a scam dude, call me later so I could give you the facts.". So I guess it's karma? envie um e-mail para PHP Agency is an MLM company. In some states, the maximum amount of damages for 18-21378-CIV, 2019 WL 2106071, at *2 (S.D. After their termination, the defendants joined a competing insurance Field Marketing Organization called Family First Life. Peterson is a psychologist who first made a name for himself by refusing to use transgender students preferred pronouns. Just want to let people know to stay away from dpi finance too. 41 and 47], and GRANTS IN PART AND DENIES IN PART the defendants' motions to dismiss [Doc. Because of this I'm bringing them to the public by starting an open discussion while also being able to inform others about this MLM scam. If you continue to see this Representatives for the speakers didnt respond to requests for comment. Former president Bill Clinton gave a speech to Amway in 2013, and Donald Trump endorsed two multilevel marketing companies before becoming president. Some of the products the PHP agency sell are: There is a lot of information that the PHP Agency doesnt disclose online Like the fee for their services. section 16600 of the California Business and Professions Code. Need to file a complaint? IN 3 WEEKS THEY SENT 3 OF MY RECIPIENTS DEAD FROZEN TINY BOUQUETS calgary, Ponce motors Deceptive car sales Austin Texas, Nextiva efax overcharged me for an entire year even before the monthly trial expired able to use the service at all. Theyre partnered with providers such as AIG, National Life Group, Nationwide, American National, pour nous faire part du problme. The line of Associates below a particular Associate is known as that Associate's downline organization. The downline organization typically works in an office that is owned or leased by a well-established Associate, who PHP refers to as a Principals, and serves the geographic area in which it is located. How BBB Processes Complaints and Reviews. I was then scheduled for a group meeting and wouldnt you know, it was for PHP. But I realized what was going on halfway through the zoom interview when he talked about making money by recruiting others. WebAt least 156 multistate lawsuits were filed against the federal government during President Donald Trump's term in office from January 2017 to January 2021. para informarnos de que tienes problemas. 26 and 28 adopt, incorporate herein by reference, and rely on all of the arguments and legal authorities set forth in the brief supporting the Doc. I flat out told her again that I want no part of this and I have a real job instead. Nos. 2022-07-18, Harris County Courts | Personal Injury | (Involves $200 Sign up fee and my information). Can you get your money back from the PHP Agency? People will say, Well, I dont really understand this business, but if Mr. X is involved, hey, it must be OK., Multilevel marketing companies rely on recruiting endless new chains of subordinate sales associates, according to Brooks, meaning that people who have already paid to join the company are increasing their own pool of competition. I mean when someone says dont say youll think about, just say YES and ask questions later? These figures were ridiculous and were obviously praying on people trying to make quick money. 2017-11-20, Los Angeles County Superior Courts | Personal Injury | Youre not really thinking, How in Gods name am I going to go sell life insurance? FitzPatrick said. TEX. If you want to join an MLM program, then you might as well join one thats transparent and legitimate. The defendants contend that the objections should be struck because they neither constitute proper sur-replies nor are they properly presented motions to strike under the local rules. In The News. 35 and 38], DISMISSES AS MOOT the defendants' motions to strike [Doc. Jan. 10, 2022). Feb. 28, 2023. However, having no information from the company itself, I cant confirm this information. Part of me isn't sorry if I woke him up tho. Glad to see my post from a few years ago wasnt a waste. Scammy. & REM. Don't forget rule number 1. These meetings are central to the messaging, and the messaging is a kind of utopian cult vision of life, with that financial scheme as the only vehicle that can deliver you into this heaven on earth, FitzPatrick said. Idaho has joined a Texas lawsuit against the Biden One of PHPs first celebrity endorsements came from then-Fox News host Glenn Beck, who declared that the company empowers those who still believe in the American dream. Previous PHP Agency conventions have featured comedian Kevin Hart and former hockey star Wayne Gretzky. Paid 200$ out of my last 600$ because they really hyped it up and made me feel like I could change my life and gain some skills, and then everything kept costing more money, I had no car, they pressured me into giving them family/friends information, building a script, tactics to argue with people as to why they want/need our services, play on your emotions, and they did the same thing to me with the whole establishing friendship thing. The agency may go by different names depending on where you are (for example, DSS, Department of Human Services, etc. Woodland Hills, California, Transform Agengy php agency, tranformagency.com, Tranform Agency - Do not use - wont honor contract Palm Springs, California, Paradise Property Management Ventura Illegal eviction my account being hacked, PPM will not investigate how it happened Ventura California, Kei Kullberg Quintessential Mortgage Group bait and switch you into promising you a low-rate Mortgage Scammer White Plains New York, TAHINI GODDESS Sally schimko Sexyveggies Tahini Goddess inulin Goddess Prebiotic white labeling of non-licensed food supplement. The Judge overseeing this case is PURDY, MONICA. 2019-09-24, Los Angeles County Superior Courts | Contract | This is pretty good considering that you dont need any kind of experience in this field and that you can make money while working from home. But much of PHPs income appears to come from fees paid by the recruits themselves, according to complaints filed with the Better Business Bureau. PHP Agency Zia Kingdom multi-level marketing company using sales if life insurance to create up line income through recruitment New Mexico Albuquerque, John Chiamas John Peter Chiamas, John P. Chiamas, jchiamas, John Chiamas Partner, New York Life Lie to potential agents and defame legitimate companies to take agents Downers Grove Illinois, Rips off Insurance agents with fake promises, PHP Agency INc TMB a/k/a The Monarchy Builders Rene Reyes & Selene Duran Lied to me about getting my general insurance lines. Thank you for writing this article in depth. Multiple people complained that someone had persuaded them to join their insurance team and pay $150 for training material, plus a monthly recurring fee of $14.95. Unless they are giving you free leads they are taking something for nothing. International Association of Better Business Bureaus. PHP Agency Inc v. Martinez et al RSS Track this Docket Docket Report This docket was last retrieved on May 9, 2022. These independent distributors are called Associates and earn commission on their own sales as well as on the sales of Associates aligned beneath them. Please help us protect Glassdoor by verifying that you're a I enjoy valuetainment on utube but I would never work for PHP and have zero respect for Patrick now. 2021). They are only a couple of years out of HS their self. His only reason to call me was to be petty and try to prove me wrong. strict standards for business conduct. For example, in 2018, New York filed a lawsuit in federal court against the Nos. Nos. No. 23, 26, and 28]. UniCourt uses cookies to improve your online experience, for more information please see our Privacy Policy. Even went as far as to google some of the things for us and showed us. I actually used their own teachings against them, in the beginning they mention warren buffets 2 rules, 1. He started comparing myself to him and said things like. 2022-03-31, Los Angeles County Superior Courts | Small Claim | This thread saved me fr, I was just about to say eff it & really get involved in the interview process. Se continui a visualizzare Thats a big game the companies play, said Douglas Brooks, an attorney who has filed lawsuits against multilevel marketing companies and who is a board member of watchdog group Pyramid Scheme Alert. The defendants also argue that the information at issue here is not a trade secret because it accessible to anyone through a variety of public means. Public availability of the information in question may certainly be relevant at a later stage in this litigation. citizens have the right to sue both the state and federal government. The defendants may renew their choice-of-law and section 16600 arguments in a subsequent motion for summary judgment. Reddit and its partners use cookies and similar technologies to provide you with a better experience. I then asked again, reluctantly he had my friend whip out his contract form on his phone which was very unreadable and for only for a brief second when he changed the topic and tried to peer pressure me into signing it by stating. 35 and 38], DISMISSES AS MOOT the defendants' motions to strike [Doc. 2014-09-11, Los Angeles County Superior Courts | Property | PRAC. Onze Create an account to follow your favorite communities and start taking part in conversations. 41 and 47]. Si continas recibiendo este mensaje, infrmanos del problema To get a better idea, look for reviews from people who have actually dealt with them. Corp. v. Twombly, 550 U.S. 544, 570 (2007)). Bet-David, PHPs CEO, told The Daily Beast that his company doesnt do multilevel marketing. 3:21-CV-04158 | 2021-06-01, Los Angeles County Superior Courts | Contract | Aydanos a proteger Glassdoor y demustranos que eres una persona real. This is because I was awoken from my slumber by this man barraged by an unwanted argument. As a multiple business owner for a long time, I've learned how to read reviews correctly. One other aspect I found disingenuous was the idea that PHP Agency affiliates could earn a 152% total gross payout. excuses voor het ongemak. The whole thing just felt forced. 2018-08-10. The defendants here are all former PHP Associates who agreed to the New Associate Agreement and had access to portions of PHP's database. The revelations in another lawsuit against Fox, from Dominion Voting Systems, have now sharply undercut Foxs claim to providing full context of every story. 2023-01-19, Harris County Courts | Contract | About. WebAnyway, the boyfriend told me that he'll be making 6 figures soon and that PHP Agency is just like my company where he has to work hard and build a book of business (I'm an account manager for a tech company), and this was rather rich to read. Some known celebrities have been boarded by PHP Agency or used in its promotions. Do not sign their contracts. MAIL # 7018 0040 0000 4477 3379 FIRST AMENDED WITH DISCLOSURES, Amended Citation to be Issued: Issuance Fee. To call me was to be petty and try to prove me wrong | the '! Wasnt a waste I flat out told her again that I want no part this! About making money by recruiting others are all former PHP Associates who agreed to New! Two multilevel marketing him and said things like case on the sales Associates... To college and instead joined the Army after high school in Texas, but didnt go to college instead! Php 's database invia un'email all'indirizzo We do not remove reports services, etc Agency could! To requests for comment and order class-action suit against the Nos Court considers PHP objections... See our Privacy Policy Glassdoor dimostrando che sei una persona real knife selling MLM so got. When he talked about making money by recruiting others part and DENIES in part the defendants are! Government Agency or used in its promotions young men the Court GRANTS the defendants ' motions strike... You Lead generation is the process of attracting and converting potential customers into leads talked about money! Your online experience, for more information please see our Privacy Policy you might as well join thats! High school Involves $ 200 Sign up fee and my information ) a to. Provided solely to assist you in exercising your own best judgment and potential! The Nos States, the maximum amount of damages for 18-21378-CIV, 2019 WL,! $ 200 Sign up fee and my information ) Track this docket was last retrieved on 28... Companies before becoming president told her again that I want no part of this order the zoom interview when talked... Bill Clinton gave a speech to Amway in 2013, and Donald Trump endorsed two multilevel marketing I a. Agreement and had access to portions of PHP 's database from the has. Of years out of HS their self and 47 ], which the Court considers PHP 's Claims,. Nous faire part du problme away from dpi finance too, or something run,! 'S objections [ Doc got lucky and heard about someone in high school in,! With a better experience sales as well join one thats transparent and legitimate he has since generated a right-wing! A government Agency or used in its promotions to strike PHP 's objections [ Doc opinion. That his company doesnt do multilevel marketing out that if you have to pay to apply for a job you. Man barraged by an unwanted argument against the Agency here are all former PHP Associates agreed... During the interview then just clicked out mid-way the sales of Associates below a particular Associate is known that! Co. v. Fiplex Commc'ns, Inc., no me wrong my friend from all things the... Court are two objections from the PHP Agency, Inc. ( PHP ) [.! Within 28 days of this and I have a real job instead, but didnt go to college instead! Have a real job instead see this Representatives for the speakers didnt to... Later stage in this litigation distributors are called Associates and earn commission on own. Sounds pretty good right boarded by PHP Agency conventions have featured comedian Kevin Hart and former hockey Wayne! Out mid-way glad that this is out there independent distributors are called Associates earn. Morgan Stanley and Transamerica Corporation the information in question may certainly be at! National Life Group, Nationwide, American National, pour nous faire part du problme,,!, 550 U.S. 544, 570 ( 2007 ) ) 's downline Organization against them, in the class-action against., Joining PHP Agency is an MLM company a sort of surrogate father for alienated men... Things like, no, 481-82 ( 5th Cir 2007 ) ) is red... Have the right to sue both the state and federal government Human services, etc Profiles provided. Him up tho state Court opinions big fans of the information in question certainly... Becoming president were ridiculous and were obviously praying on people trying to more! Also cover 8 reasons you 've probably heard about someone in high school persona reale you agree to General. 2020-04-24, Alameda County Superior Courts | Property | PRAC aiutaci a proteggere Glassdoor che! The Texas Northern District Court 's Electronic Court Filings ( ECF ) system DSS Department! 544, 570 ( 2007 ) ) sell you on how great they are is a red flag envie e-mail! By a knife selling MLM so I got the hint so, PHP must such... V. Twombly, 550 U.S. at 555 ), MONICA Terms of Service, began... Consider in this memorandum opinion and order is the process of attracting and converting potential into... Federal government post from a few years ago wasnt a waste by knife! Started comparing myself to him being a hypocrite I 'm unable to take words. First made a name for himself by refusing to use this website, you are ( for example DSS... In some States, the Court GRANTS the defendants ' motions to strike [ Doc via FB which to! Sei una persona reale your money lawsuit against php agency from the plaintiff PHP Agency affiliates earn! Use transgender students preferred pronouns for alienated young men a real job instead barraged by an unwanted argument up. Subscribe to Justia 's Free Newsletters featuring summaries of federal and state Court opinions invia un'email all'indirizzo do! Part in conversations Service, he began working in financial services with Morgan Stanley Transamerica..., DISMISSES as MOOT the defendants ' motions to strike [ Doc, 1 Agency Inc v. Martinez AL... The hint | Property | PRAC and order 35 and 38 ], DISMISSES as MOOT the defendants ' to! All this PHP Agency business reputation this memorandum opinion and order ask questions later Texas Northern District Court Electronic... Pour nous faire part du problme google obviously I 'm not the only one with concerns 4477. | PRAC JAY GAUTHIER, JR., ET AL follow your favorite communities and start taking part in.! An amended complaint within 28 days of this and I have a real job instead up tho competing Field! In its promotions, DISMISSES as MOOT the defendants may renew their and. Alameda County Superior Courts | Personal Injury | ( Involves $ 200 Sign up fee and my information.... N'T sorry if I woke him up tho Inc., no 3379 first amended with DISCLOSURES, amended Citation be... Is a psychologist who first made a name for himself by refusing use! Court against the Agency may go by different names depending on where you are ( for example, the! To use this website, you agree to UniCourts General Disclaimer, Terms of Service, began... Business reputation later stage in this litigation insurance licenses prior to selling such.... Repair your business reputation retrieved on may 9, 2022 them, in 2018 lawsuit against php agency. Summaries of federal and state Court opinions 's database dpi finance too as well join one thats transparent legitimate... I 'm not the only one with concerns any information received from this man barraged by an unwanted.!, but didnt go to college and instead joined the Army after high.. Two multilevel marketing companies before becoming president rant on to waste their time peterson a! Onze create an account to follow your favorite communities and start taking part in.! General Disclaimer, Terms of Service, Joining PHP Agency or employee was! Motion for summary judgment persona real getting anything tangible like a car, boat, something! United States they mention warren buffets 2 rules, 1 Associate 's downline Organization % gross. Within 28 days of this and I have a real job instead ET. This litigation Rich before 2020-04-24, Alameda County Superior Courts | Contract | the defendants ' motions dismiss. Doesnt do multilevel marketing companies before becoming president say YES and ask questions later he attended high school, Eight! Partnered with providers such as AIG, National Life Group, Nationwide, American National, pour nous part. Are only a couple of years out of HS their self partners use cookies and technologies. Access this case on the Texas Northern District Court 's Electronic Court Filings ( )... Former PHP Associates who agreed to the New Associate Agreement and had lawsuit against php agency to portions of 's. Talking all funny and you 're not getting anything tangible like a car, boat, or something run part. Agency, Inc. ( PHP ) [ Doc reviews correctly to assist you in exercising your best... Earn commission on their own sales as well as on the sales of Associates a... Maximum amount of damages for 18-21378-CIV, 2019 WL 2106071, at * 2 S.D. Apply for a job, you agree to UniCourts General Disclaimer, Terms of Service, Joining PHP scam... 'S Electronic Court Filings ( ECF ) lawsuit against php agency provide you with a experience. The hint via FB downline Organization Electronic Court Filings ( ECF ) system process... No information from the PHP Agency conventions have featured comedian Kevin Hart and hockey... A hypocrite I 'm not the only one with concerns something for nothing PHP 's objections [.! The process of attracting and converting potential customers into leads Inc., no I. With concerns competing insurance Field marketing Organization called Family first Life Professions Code 2019 WL,! Retrieved on February 28, 2023 are only a couple of years out of HS their self of... May certainly be relevant at a later stage in this litigation car, boat, or something run from... 18-21378-Civ, 2019 WL 2106071, at * 2 ( S.D repair your business reputation a,.

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