- Posted by Jenifer Jay, Hes very fast and a awesome lawyer!! This is now my 6th call into [protected] and an email to get this resolved. From Avvo Reviews, Ive used consumer Fraud Legal Services twice. I filed a complaint with Mr Thomas firm during the time I was submitting everything including all emails from Chime the bank returned $2000 of my money but would not return the $500 I did not think Mr Thomas would continue with the case because the bank returned the money then Covid 19 hit closed everything for about 3 months early in June I received an email from Mr Blake advising me he was going through with the case the next week I received an email stating the case was settled for $6000 I was shocked I signed all the paperwork and this weekend I received a settlement check I cannot believe I received double my loses the $2000 return from Chime and the settlement check. From Facebook Reviews, Great attorney, fast and and accurate communication. Thank you From Facebook Reviews, Blake kept the lines of communication open and transparent. the deposits must be owned (under the agreements among the parties) by you and the other cardholders of the prepaid cards. Please know that Emerald Financial Services, LLC, an H&R Block company, will continue to service your account, so you can contact them at 1-866-353-1266 with any questions during this process. On December 8, 2020, all existing H&R Block-branded accounts at Axos Bank are moving to MetaBank, N.A. Box 636001, Highlands Ranch, CO 80163-6001 Title Microsoft Word - PP Non-Fraud Dispute Form (3) Every day, there are people who will try to gain access to your account using information they get from you in order to steal your money. Your first monthly cycle lasts for 30 days and begins on the date you first load funds on your Card. e.g. He was extremely informative with me on the case at hand, & did not stop to get me the justice I deserved! From Avvo Reviews, Had a great experience with CFS. is the "Treasury's financial agent." It's a bank that dates back to 1954; on its website, MetaBank calls itself "a leader in providing financial solutions to customers and businesses in underserved, niche markets." The cards are managed by Money Network Financial, LLC, which is also legit. Can I still get my stimulus card I don't know what else I can do about this.Thank you Lupe Gonzales my ph. Desired outcome: See BBB rating, reviews, complaints, & more. Stay on top of your account activity and balance with just a few taps. From Avvo Reviews, My login and card was hacked and everything was taken from my account. There is a lot of back-and-forth momentum, many moving parts, and lots of variables involved in navigating the process. or a claim form. Whether we authorize an overdraft is discretionary, and we reserve the right not to pay. I am very happy with the results and would recommend to anyone dealing with a consumer fraud case. CFLS invites you to contact us and welcomes your calls, letters and electronic mail. You can clearly look at these an see something is up. 3953 Ridge Pike, Suite 102Collegeville, PA 19426Toll Free: 1-855-324-7263Local: 610-489-6060Fax: 610-489-1997, Credit Report Problems Keep me in the loop of the whole process, answered any questions that I may have had. The information you obtain at this site is not, nor is it intended to be, legal advice. (opinions to this review) Complaining about dispute I put in the bank promise my refund of my money on December 20th and than a customer representative informed it maybe March. From Avvo Reviews, Very fast, reliable, and communication was great. From Avvo Reviews, Attorney Blake Thomas was very quick to see that my case was handled with precise professionalism and kept me informed every step of the way. Cardholders should continue to exercise their right to file legitimate bank disputes whenever applicable. The cardholder simply didnt like the goods or service in question. From Avvo Reviews, Back in October of last year, (2018) someone gained access to my Cash App and stole $650 out my account. My dispute was denied by Bluebird. Step 2. When you email him he always responds back!! Therefore, it is important that the required steps (e.g. Please call me on this. Could not have gotten this issue resolved wit out his assistance as you never speak to same person at Dish TV. Provisional Credits: Heres Everything You Need to Know. 07/15/2019 Kymberly Holmes v. RushCard and MetaBank To help ensure safe, secure transactions, we work with intermediaries of all types, including banks, and lending and savings institutions. Thank you for looking out for people who other wise have no legal recourse. This is also known as a chargeback. Cable, Mobile Phones, Satellite, etc. I am so thankful I found him and recommend him if you need legal services for your personal matters! The reason for this is to ensure that the cardholder is protected from both fraud and merchant mishandling. In order to approve or deny a dispute, the issuing bank will scrutinize the cardholders claim. Transactions for which the shipping information doesnt match the cardholders address. Contact us by mail. There are a few scenarios in which this could be the case. This is not the first time this has happened. Thank you again, If I ever need these types of services I will definitely contact you again. Taking careful consideration of all the valid reasons weve listed for a bank dispute, and pairing them with the appropriate responses, can help defend against fraud and protect the payments ecosystem. Thank you Blake Thomas. This is my 3rd time working with him. Would recommend him in a heart beat. The card network makes a final ruling. OCC's Customer Assistance Group (CAG) helps customers resolve issues with national banks and their operating subsidiaries. I'm so glad I found out about Blake Thomas because he was able to get my money back and then some ! You will only become a client after your complaint is evaluated, CFLS agrees to take the case, and a representation agreement is signed by both a CFLS attorney and you. From Avvo Reviews, Did Directv Rip you off? top of page Why does my prepaid account have a hold? Each subsequent monthly cycle will end on the same day of the month each month. Moments later $102.60 was debited from my account and on Monday, 08/01/22, another debit of $1,379.91 was activated against my account. He is really good and you get your moneys worth. He took a unnerving situation and made it comfortable. The merchant has two options: If the merchant accepts the dispute, the process ends here. 11/26/2019 Michelle Thompson v. RushCard and MetaBank The following videos explain the most commonly used methods and how you can protect yourself and your Netspend card. Fraud intent to gain access to personal information, I would like my money refunded and maybe a new card issued, My account balances and my overdraft fees and my refunds, A refund that was deposited on my account an the bank close my account cause for fraud activity, An the IRS made that deposit into my account there was 663 dollars left on the account an the bank saying that money was send back to the irs, Unauthorized use on my account last 2 was fraudulent. Share your photos and videos with others to prove the truth of your words. He kept me up to date, every step of the way. I feel like the fees he collect are minimal. Such a relief to have this issue behind us. That is exactly what I did he kept me informed every step of the way. Reimburse the cardholder themselves and write-off the losses. Mail : Cardmember Services Center,Dispute Processing, P.O. From Avvo Reviews, Mr. Thomas is an amazing attorney. The card I have here is [protected] this had cents on it only. The bank dispute process is not simple or linear. He took my case and let me know every step of the way what was going on. Get your paycheck early 3 with QuickPay With QuickPay Direct Deposit you can get your paycheck up to 2 days earlier. Thank you Mr. Blake Thomas there really are some good people left in this world!! highly recommend!From Avvo Reviews, Mr. Blake Thomas far exceeded my expectations when he took on my case. If a dispute goes to arbitration, then it's out of the bank's hands. Creditors to Know Log into your RushCard Mobile App or log into your online account and click 'Help' in the main menu to start a chat. Stop losing money to chargebacks. Some still require cardholders to call their local branch. He kept me up to date all the while. I need to speak with a person that will help! From Avvo Reviews, Definitely recommend! This review was chosen algorithmically as the most valued customer feedback. while I still had money inside of it they wanted to keep charging monthly fees on the account. From Facebook Reviews, Filed a lawsuit with Blake the beginning of this year due to Amex card issues. Debt Collection Harassment Pathward Corporate Headquarters 5501 South Broadband Lane Sioux Falls, SD 57108 Stands up for his clients!! It is against the law to charge people's cards without their approval and knowledge. MoneyLion is a cutting-edge fintech company that provides custom financial solutions to its clients. I am an employer whose employee's paycheck was stolen. An the IRS made that deposit into my account there was 663 dollars left on the account an the bank saying that money was send back to the irs, I was able to use prepaid card once online for 26.00. From Avvo Reviews, Very professional & helped me when I thought I was out of options. From Avvo Reviews, Mr. Thomas was very clear and professional while handling my case. It can often be difficult to determine which dispute resolution process is best for your particular situation. When I called the customer service folks let them know when /i go on their website the card is showing a $0 balance however it should have $50 on it and the most they can change for their yearly no use fee is $2.95. The Issuing bank will forward the dispute to the Card Brand(MasterCard, Visa, Discover or Amex) who in turn will send it to the Acquirer that processed the transaction. For more information, please see Dispute Management Guidelines for Visa Merchants . I'm out 500.00 and cannot get any one on the phone. Amex thought they can deny my fraud claim but aht aht aht! How do I dispute charges on my prepaid account? Time limits will vary depending on the card brand, as well as the specific claim made by the cardholder. He explains the process to me and how long each stage is before going on to the next one. From Facebook Reviews, Blake Thomas was able to obtain a quick settlement with great communication and explaining the process the whole time. Box 30495, Tampa, FL 33630-3495 or fax to: 1-800-253-1220 If you have any questions, please call 1-877-252-4622. It was for. Explore Banking as a Service It could be pulled from the merchant account reserve on file with the bank, or directly from the merchant account. Can better business help? Thank you so much. 07/15/2019 Janeeva Graham v. RushCard and MetaBank The following is a email message I received that i have turned over to law enforcement for investigation. The routing number can be found on your check. I'm so grateful to him,,, he gives us hope when other wise these company's and had me to the point of disbelief. Over 18,000 companies recovered revenue with products from Chargebacks911, A Step-by-Step Guide to the Bank Dispute Process, Step 04 | Chargeback Transmitted to Acquirer, Step 05 | Chargeback Forwarded to Merchant, Debit Card Chargebacks: Everything You Need to Know in 2023, A Step-By-Step Guide to the Chargeback Process in 2023. Someone in New York took my money out of my card here is their address 165Hugenotst,New Rochelle,N,Y. CONTACT US: MAIL Snail mail still works too. everything was taken care of by him. He was also quicker then I thought. From Facebook Reviews, I struggled for months with my situation and the new emerald card. - Posted by Wendy Elliot, An absolute pleasure to work with - Posted by Jamie Williams, Handled my case quickly - Posted by Chris Hanson, Blake was very helpful - Posted by Christina Franks, I had issues with my tax return on the emerald card from H&R BLOCK. Disbursements, powered by Green Dot Bank, is a leading provider of disbursement solutions due to our experience, scale, and vertical integration Over 100 million payouts to bank accounts, prepaid debit . If these three requirements are met, your funds will be insured up to $250,000 (together with any other funds in the same right and capacity that you (the cardholder) may have established in another deposit account in the . What is phishing? He got down to the matter and worked very quickly to help with great results. Settle or litigate. date of purchase december 11, 2022 From Facebook Reviews, If there were more than 5 stars I would give Blake more. Experience Counts: Serve was not going to return my stolen funds and Mr. Thomas has helped resolve my issue. From Avvo Reviews, Awesome! Here are the 5 Valid Reasons to Dispute a Charge, 18167 US Highway 19 N From Facebook Reviews, I was so frustrated and aggravated with my financial institution when I found Blake Thomas online. This process occurs strictly between the two banks. From Facebook Reviews, Very professional. If so, they forward the information along to the issuer via the card network (Visa, Mastercard, etc.). ( 5104********5119), based on my CoinBase Account information. The settlement took approximately 2 months and Blake was responsive to provide progress along the way. From Avvo Reviews, I was hacked through Chime. A MetaBank Account was used to receive funds in the amount $2630.94 after illegally liquidating my Bitcoins and Ethereums of my CoinBase Account. I will definitely use him in the future if I have any future cases. This process brings in an independent third-party called a dispute resolution entity to determine the appropriate amount the consumer must pay. Wait out the phone queue. I have 100.00 dollars, therefore my balance is over 70.00. Use a separate form or additional pages to document each dispute. Each time the rep stated they would mail or email a claim for to me. He won a dispute with Bluebird in regards to me not being able to access my funds. Thank you for your hard work, time, and dedication to being the guy that you are. I called American Express and they decided through there fraud department that it was not fraud and I violated their user agreement. CAS - Card Acquiring Service; Careers; CMIA - Cash Management Improvement Act; CARS - Central Accounting Reporting System; CRS - Centralized Receivables Service; Certifying Officer Training; CFS - Consolidated Financial Statements of the United States Government; Check Claims; Check Payment Formats; Check Reclamation Guide: The Gold Book; CIR - Collections Information Repository refund the funds stolen as supported by the documents emailed today. Make AT&T accountable! 02. Chargebacks give consumers the option to reverse charges, which protects them from fraudulent and inaccurate transactions. In most cases, this is the end of the chargeback process. I used the money to buy some item and saved the rest for dental appointments or other important emergencies. From Facebook Reviews, Fair, honest and kept me informed every step. Fast resolution, great communication. Will definitely use again! From Avvo Reviews, Hes very fast and a awesome lawyer!! It was so intolerable I finally gave up. Also, see here for more information on our winning legal strategy against MetaBank. From Facebook Reviews, The best. Our lawyers have had hundreds of cases against MetaBank and handle 97% of all prepaid debit card cases nationwide. The Law, Education Locations Contact Us Debt FAQ Blog, 2023 Vullings Law Group LLC. 08/08/2016 Salazar v. NetSpend and MetaBank Most discussed Ace Flare Account by Meta Bank complaints. The bank, Meta Financial Group in Sioux Falls, South Dakota, has said little about its plans for the financial windfall from Facebook. I gave them all the answers they asked me right off the the bat then they asked for my "husband" I am not married, and I had everything correct, once I said fraudulent charges it seemed to be an inconvenience to them. Use this step-by-step instruction to complete the Dispute documents net spend com form swiftly and with excellent accuracy. I wanted to dispute the $0 balance but the customer service said they cannot and kept talking in circles leading back to, "sir so what your calling about is to find out the balance on the card" no I'm trying to figure out why the $50 with no transactions on it is $0!? 04/10/2018 Razor v. RushCard and MetaBank If you give him a try I promise you wont be disappointed. . It blows my mind how these customer service reps can hold a job. stolen ssi deposits! There are opportunities for everyone to do a better job managing money. Thank you, Desired outcome: Have the transactions details available when you call. From Avvo Reviews, Very professional and informative and very quick response and handled very well. Chargeback prevention and management are both very real concerns in todays digital shopping landscape. Would like a cash refund. Will recommend to family and friends. The cardholder claims that merchandise or services that they ordered were not received or that the cardholder cancelled the order as the result of not receiving the merchandise or services by the expected delivery date (or merchandise was unavailable for pick-up). This is the money in which we live on. The Fair Debt Collection Practices Act (FDCPA) regulates what debt collection agencies may and may not do. Consumer Class Action A few emails was all it took for him to take and settle my case against a pre-paid credit card company. However, cardholders sometimes request chargebacks without a valid reason to do so. I couldn't get anything done without him! Is this your company? From Avvo Reviews, 5 stars. Money Network Financial, LLC 2900 Westside Pkwy Alpharetta, GA 30004 Common Questions Getting Started I'm retired living on retirement and I need my money. My bank had not deposited my funds to my account for over a week. He kept me updated about the whole process and got things done that I wouldn't have been able to do on my own, I'm truly grateful for everything he has done. Thank you so much. Past MetaBank lawsuits include failing to refund unauthorized transactions, charge disputes, unreasonable blocks or holds, hidden fees, excessive charges, deposit issues, account errors, service issues, downtime, balance errors, duplicate charges, and/or transaction problems etc. Call 1-877-252-4622 bank disputes whenever applicable call their local branch the required steps ( e.g they through! Not fraud and I violated their user agreement specific claim made by the cardholder is protected from fraud. The future If I have any questions, please see dispute Management for! 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